Mortgage Broker Oakleigh, South Yarra, Camberwell
MPA Top 100 Broker 2010 - #10
Elite Performer - 2009
MPA Top 100 Broker - 2009
Elite Business Writers 2009
A top 10 mortgage broker in Australia
The MPA Top 100 Mortgage Brokers is open to all mortgage brokers throughout Australia, so to be named in 10th spot in the 2010 rankings is something I am really proud of. For me, the top 10 ranking is an added bonus - my real goal for the year was simply to continue with the provision of outstanding customer service - in other words, to help my customers get the right loan, with a minimum of fuss. The results are based on the total value of loans each mortgage broker has settled (so the money has been signed over to the client!) in the financial year.
Home loan experience
I have over a decade of experience in the finance industry both with major banks and as a mortgage broker, during which time I have developed a reputation with both clients and lenders as a provider of quality service. Over the course of my career I have assisted clients to secure in excess of $250 million, and in late 2006 was nominated for industry body the Mortgage & Finance Association of Australia's Excellence Awards in the Broker of the Year category. Despite my successes, my goal is the same as it has always been: to find the right home loan to suit your needs and goals.
Tara and I would like to pass on a huge "Thank You" for your assistance in the recent purchase of our rural property. We were introduced to you after being disillusioned by a string of other mortgage brokers who had been unable to pull together a package for us that secured our lifestyle property and allowed us to retain our city property as an investment in our future.
We thank you for making the impossible, possible. Where others had failed to find a workable solution, you really were brilliant. We know that we were not the easiest clients that you had come across but you saw this as a challenge rather than a problem and with a very positive attitude went about finding a solution.
We love your work and look forward to dealing with you again in the future.
Ross & Tara Cheesewright
First home buyers
Buying your first home is a big step and it is important that you have an experienced mortgage broker to assist you through this process. A good mortgage broker will ensure you find the right home loan and take advantage of all the benefits available to you, including the first home owners grant and any state government grants and concessions you are eligible for.
I have worked with a lot of first home buyers and as such, have a very good understanding of your needs. To ensure the smoothest possible purchase, I will work with you to identify the costs involved in buying your first property, establish how much you can borrow and of course which loan package suits your situation.
I will also ensure that your first home owners grant application is processed on time and made available for you at settlement.
Just as importantly, I work very closely with your solicitor and real estate agent to ensure the whole process continues to flow smoothly right up to settlement and beyond.
Discounted interest rates on larger loans
I have extensive experience with larger loan sizes, so if you are borrowing more than $500,000 then you need to speak with me. I have a good track record of getting a greater discount for you than what you might be able to achieve yourself - even a small additional reduction in your interest rate could potentially save you thousands of dollars in interest charges.
Investment and development finance
Property investment finance can be quite complex, particularly when you have multiple properties in your portfolio. There are different options available depending on whether you are a first time investor, have a broad property portfolio, or wish to use complex financial structures such as trusts. There are also options available if you are an owner-builder or need to finance property development sites.
Alex Shumsky, is the Best Financial lending Manager ever i have visited. He takes utmost care to his client & conscious in getting the loan for his clients. Another beauty which i noticed with Alex is, he keeps posted his clients everyday regarding the application stages and makes his client 'Peace of Mind'. Happiness is a guarantee from Alex. I am such one of his happiest clients. 100% definitely a person to be referred to others.
Thanks for your assistance, Alex. Michael says thanks as well for the loan you arranged for him. Oh, by the way, Vicki Agiazis from Henley Homes says hello to you. She was equally impressed with what you have done for her as well. It was funny that she was saying all these great things about you in front of their own finance person at Henley in front of us!
You definitely have a very good and well deserved reputation out in the industry. Everyone that has dealt with you is commending you. Well done. Denise and I are very glad to have known you .
I was referred to Alex by my sister, who had been pleased with his service. Alex quickly understood our circumstances and key features we were looking for in a loan. He recommended several options, clearly outlining pros and cons. I pleased that he was willing to consider our other options, and provide educated evaluation of those options.
Alex was highly knowledgeable and helped us obtain a good home loan product...Alex also competently dealt with the financial fall-out from our delayed settlement, and successfully convinced the bank to accept blame and refund fees we had been charged.
Self-employed borrowers and professionals
If you are self-employed, or a professional in the legal, banking, IT or medical industries - whether self-employed or PAYG - I know where to place your loan application and how to effectively package it for maximum benefit. I can also arrange your home loan consultation to suit your busy lifestyle, so you get the information you need at a time convenient to you.
If you are considering purchasing commercial property, from small 2-3 unit sites up to $20 million property development sites, there are a range of finance packages available that may suit you. To ensure your commercial finance application runs smoothly, I have developed a broad network of contact that allow me to place your loan with the correct lender for your needs and have it processed in a timely fashion. My network of contacts means I am also in an excellent position to help you overcome the many different problems and situations that may arise during a commercial property purchase.
Home loan pre-approvals
Home loan pre-approval is something you should always get if you can, no matter what your loan size. It will put you in the strongest position to bid at auction or negotiate with a vendor. Home loan pre-approval is offered by most banks and lenders and is usually valid for around three months, and I can easily assist you to get it. If you can, make sure you apply for a written home loan pre-approval with the lender you intend to borrow through, as this will give you the most secure indication of how much you can borrow. Just remember, all home loan pre-approvals will come with some conditions that still need to be met, most importantly that the property you choose meets the lender's criteria.
Loan options for all borrowers
I also have experience working with:
- Trading bank instruments, and facilitation of issuing bank instruments e.g. Letter of Credit, for Importers and Exporters
- Business lending
- Expat and overseas borrowers.
I enjoy working with all types of customers from first home buyers to self-employed borrowers, owner-builders, professionals and developers. I provide services predominantly in Melbourne, including Melbourne city, Oakleigh, Bentleigh East, Toorak, South Yarra, St Kilda, Elwood, Ormond, Clayton, Chadstone, Ashburton, Mavern, Prahran, Port Melbourne, Albert Park, Elwood, Mt Waverley, Glen Waverley, Dandenong North. I also assist customers based in Sydney.
We heard about Loan Market and specifically Alex Shumsky through numerous Real Estate Agents, and the recommendations were of the highest Caliber. Alex advised us on the best home load package to suit our personnel circumstances and requirements. Alex setup the loan with the preferred lender in a very efficient and proactive manner with no effort required on our behalf.
Basically Alex removed the stress and strains of the whole Home Loan process from our shoulders and was always ready to answer any queries we had along the way in a quick and patient manner, which went above and beyond the call of duty as a mortgage broker.
Alex approach as a mortgage broker is very amicable and of the highest professional & business standards.Alex as set his standards very high and to find someone of his professionalism would take some matching.
Gary & Sonya
In our association with Alex Shumsky from Financial Services, Ray White Oakleigh can only boast to have been fortunate enough to experience a person who commenced a healthy and financially thriving financial division in our business from absolutely nothing.
When Alex joined the team in 2004, the financial division was non existent without the realization of the potential earnings by the business and individual sales people, Alex saw this potential and over the years I have watched and experienced his determination in working with each individual to see the big picture and to produce extra income and culminating business for each and every individual devising systems, setting benchmarks, incentives and meeting weekly keeping the team challenged to break bigger barriers. To date, this business enjoys the rewards and we only have Alex to thank. It is phenomenal to speak of an individual who took the first year of this office trading in the financial services sector in 2004 from nil to $19M in volume. In 2005 the turnover increased to a phenomenal $26M, merit to his remarkable insight and ability.
Alex's sheer determination, good will, hard work and unsurpassed knowledge in the industry along with his honest practices have certainly put him in the front line of creating our businesses impressive financial services portfolio, conducting a outstanding job that many prior to him had failed.
The positive feedback is constantly communicated throughout the team and the many clients he has assisted. I can't speak enough of the benefit of offering our clients the complete package giving our business the leading edge, why didn't we think of it sooner we have been in business for 15 years?
It is with great pleasure and honour to have a person who works with such passion in their pursuit of excellence and it is impressive to see the enthusiasm to achieve only positive outcomes in all he undertakes. His eagerness helps aspire and motivate my team to bigger and better heights and he constantly drives to excel in every shape way or form involved so heavily with the team in setting standards and targets.
We are so blessed to have such an asset and no to mention such a loyal member to this great team and so proud to act as referees for such a high achieving individual with so much to offer.
Chris Kelepouriss, RAY WHITE OAKLEIGH
Watch the video!
5 top tips: how to get a better home loan deal
- State: Victoria, VIC
- Broker region: Melbourne South
- Suburbs: Oakleigh, South Yarra, Camberwell
- Alex Shumsky provides mortgage broking services in suburbs including but not limited to: Melbourne, Oakleigh, Bentleigh East, Toorak, South Yarra, St Kilda, Elwood, Ormond, Clayton, Chadstone, Ashburton, Malvern