Mortgage Broker Sutherland Shire, St George, Eastern Suburbs
Buying a home is probably the biggest financial commitment that most people undertake. Allow me to use my vast industry experience to assist you make the process a seamless transaction. I am an experienced, award winning Mortgage Broker with bank, mortgage broking and real estate experience spanning a period of 18 years. I can provide knowledgeable assistance with your home loan options so that you can get your home loan right at the outset, but also manage your home loan once you have it.
Ongoing home loan help
I am passionate about helping my clients; I don't just help you through until settlement, for me, that's where the relationship really begins. I stay in touch so I can help with questions or changes to your home finance needs, or a simple review to make sure your home loan still suits your situation. I have also worked as a real estate agent, so I understand the sales process and may assist with industry tips when negotiating on a property.
After a ten month search, our family recently purchased a new home and had our finance organised by Ciaran Leahy of Loan Market. Ciaran's approach throughout the whole period was absolutely professional and we ended up getting a great deal because of his hard work and attention to our needs. As everyone knows the purchase of a property can be a stressful time. I'm happy to say that dealing with someone such as Ciaran, who not only knows his stuff but is also professional in his approach, took the stress away from us and allowed us the clarity you need to make these big decisions. There's not enough like him!
Stuart and Kellie Stansell
Home loans for first home buyers
Buying your first home is still the great Australian Dream; it can be, however, a daunting proposition. It is important that you have an experienced Mortgage Broker to assist you through the finance and real estate maze, not to mention the government regulations, to ensure you find the right home loan and take advantage of all the benefits available to you. I hold regular First Home Buyer Information Sessions to help keep you updated with the ever changing lending environment.
Home loan pre-approval is essential for first home buyers
The first home buyer market is a highly competitive segment of the market. Real Estate Agents offer preferential service to pre-qualified buyers and a current home loan pre-approval will put you ahead of the pack. It is essential for you to secure a written home loan pre-approval from a lender so you are ready to act quickly, but at the same time deal with a Mortgage Broker who ensures that when you actually purchase, a review takes place to ensure that the initial pre-approval is still the most suitable loan for your needs.
When building your property portfolio it is important to structure your investment finance in the most effective way for your individual needs. You want to maximise a property's earning potential and therefore your tax benefits and wealth creation. Correctly structured property investment finance can ensure you are in the best position to act when the next opportunity comes your way, so understanding your investment plans is my ultimate goal.
Home loan assessment and refinancing
We pay great attention to the small things in life, but do we give our home loan the attention it requires? I would encourage everyone to review their home loan on an annual basis to ensure that it is relevant and competitive. You would be amazed how much I have saved some of my clients from a simple home loan review. This may lead to refinancing your home loan but can also highlight opportunities for saving with your current home loan and lender.
Save money on your home loan
I love saving people money - any money I can leave in your pocket rather than a lender's coffers makes me happy. It is common for me to be able to get my clients a better interest rate - often with their own bank!
Supporter of Ray White Brighton Annual Beach Soccer Day
Supporter of Rockdale Public School
Supporter of Kyeemagh Public School
Ray White Brighton, 303 Bay Street, Brighton le Sands
Certificate 4 in Real Estate
Customers Sydney South East
I am based in Brighton Le Sands and assist customers throughout Sydney's South East, including those in Brighton le Sands, Kyeemagh, Monterey, Rockdale, Kogarah, Beverley Park, Blakehurst,Sylvania, Gymea, and Sutherland.
Karen's Home-Buying Timeline
October: First Homebuyers Boost announced. Fast track my plan to buy my first place.
December: Set up pre approval with another broker. Everything is on track.
February: Change jobs, and find a place. My current broker said NO, I could get finance to purchase when on a probationary period. I was devastated as this took me out of the game for 6 months. That's when I called Ciaran in a panic. He looked at my situation, and came up with two solutions for me to buy that place.
While I didn't purchase the place I knew Ciaran was a YES-man. From here, Ciaran was my broker - though his efforts I gained pre-approval for the loan I wanted in record time.
March-May: Ciaran kept in touch, checking on my house hunting progress. While I had been researching and attending open houses since October, the insight and information Ciaran gave me was invaluable for me making informed decisions.
May: I have found the place. Again his knowledge and expertise carried me through. Ciaran negotiated the best possible price for me, keeping me calm along the way.
June: I move in, with a considerably smaller mortgage than I was expecting, thanks to Ciaran's efforts and his constant and genuine interest in me.
Ciaran has gone above and beyond what the definition of a mortgage broker is. With his personable style, Ciaran got me a good loan and negotiated a good price for me and has been there every step of the way in the purchase of my first place. I have no hesitation in recommending him to friends and family.I'll definitely be calling him when I buy my next place.
I would like to express my appreciation for assisting me in purchasing my first home. Thank you for your prompt and efficient assistance with my recent home loan and house hunting. I appreciated the friendly and very personal customer service you provided me.
It was very nice of you to come with me to my first auction and prevent me from buying the property that I did not really want. Also the time that you found to inspect the property at Alexander Parade, Rockdale, giving me your detailed opinion and all the communication that you have done on my behalf with agents, owners and lawyers. The urgency demonstrated was much appreciated.
I had a great experience in dealing with you and the team at Ray White Brighton and in particular Phil, Paul & Michael. I will definitely refer my friends to you. Please mail me some of your business cards so I can refer you any interested person.
- State: New South Wales, NSW
- Broker region: Southern Suburbs
- Suburbs: Sutherland Shire, St George, Eastern Suburbs
- Ciaran Leahy provides mortgage broking services in suburbs including but not limited to: Menai, Sutherland, Kirrawee, Gymea, Miranda, Caringbah, Cronulla, Hurstville, Kogarah, Bondi