Mid West & Coral Coast home finance broker

Colleen Cruickshank

  • Mobile: cell 0427 085 271
  • Phone: work 0899606200
  • Fax: fax 08 99211178
  • Business Address: work 3/209 Foreshore Drive Geraldton, WA 6530 Australia
  • Business Name: Star Delta Financial Services Pty Ltd

Colleen Cruickshank

Mortgage Broker Geraldton, Dongara, Jurien Bay

Being in the finance industry for approximately 27 years has given me the experience and knowledge to find the perfect home loan for my clients. I find it very important to work closely with my clients' sales representatives and the settlement agents to make the home buying process as smooth and stress free as possible.

A mortgage broker with experience

Working my way up from a teller to a mobile mortgage manager with one of the big four banks over more than 20 years. I branched out into mortgage brokering in 2005 and have been enjoying the opportunity to assist property buyers at all stages to find the right home loan ever since..

My time is yours, at a place convenient to you, be it at my office or around your kitchen table. Click the 'Book a FREE Appointment' button and I'll contact you to book in a time.

See me in the News! 

Superb Service is Recognised - Geraldton Guardian 01 Jul 2013

Loan Market Geraldton is set to officially open the doors to its new office...

The Geraldton office of Loan Market officially opened

First home buyers

Having dealt with a large number of first home buyers, I understand that you want to be sure of your home loan and not pushed or rushed into a finance arrangement you are not 100% happy with. It's important that we go through all the potential home loan solutions out there for you, and ensure you're armed with the required information to make the correct decision.

About 9 months ago I was ready to buy my first property, and was referred by my parents to contact mortgage broker Colleen Cruickshank. Not knowing much about home loans and home finance it was very reassuring knowing that I had expert mortgage broker Colleen on my side. I had a few issues regarding settlement, but Colleen guided me all the way, having regular contact with my settlement agent. I trust Colleen to make decisions with me, based on my best interests. And I can’t ask for much more. Colleen will be the first person I contact when I’m ready to buy my investment property. Thanks Colleen!

I will work with your real estate and settlement agents to ensure your first home buying experience is as stress free as possible. Alternatively, if you are not ready to buy just yet, I can help you get your savings on track and create a budget so you can buy your home sooner.

Having dealt with banks in the past and being a single working woman, I felt intimidated and anxious to approach them for a housing loan. Instead I read an advert in the local rag for Colleen's financial services made one telephone call, attended one appointment and have not looked back since. Colleen was very personable and explained everything in simple layman terms. I was given a choice of loans that would best suit me, chose the loan I wanted and Colleen dealt with all the paperwork. The whole process was stress free. I am now a proud homeowner and would recommend Colleen's service to anyone. Thank you Colleen. Anne McDonald, Port Denison, WA

I would like to thank Colleen for helping me in buying my first home. Having somebody like Colleen to help you each step of the way is invaluable. Colleen is extremely approachable, professional and friendly. Once again thanks Colleen for helping me on my home buying  journey.

Loans for investors

As an experienced broker, I deal with a lot of property investors, working alongside their accountants to ensure the right loan products are used and that their investment finance package is working in their favour to give them the best tax advantages.

When I started hunting for a property after many years out of the property game I felt uninformed and I had many questions about the home loan process. By chance a friend suggested I speak with mortgage broker Colleen, and I am every so grateful that I did! I found Colleen very approachable, incredibly easy to talk to and extremely knowledgeable. I also valued her willingness to work on my behalf of me saving me legwork and hassle during hours that suited me. Colleen explained everything in clear and easy to understand terms. I am very happy with the home loan solution that colleen was able to negotiate for me from a wide panel of home loan options. I was totally satisfied with the service and I am confident that any questions I have in the future will be answered with the same degree of enthusiasm. Paul Trump (Geraldton)

Because lenders have different lending criteria, it is important to have an experienced broker who knows and can help choose the right lender for your specific investment needs.

Keeping in contact with my clients also gives me the opportunity to see them build from first home buyers into keen investors, all the while helping to find cheaper interest rates and just the right loan to meet their goals .

Dear Colleen
How long has it been now since we first approached you for assistance in securing a mortgage loan and how many times have you been successful in obtaining the necessary monies for us in our  various property ventures?

It is now over 10 years and we have bought 7 properties, some of which have now been sold, in which you featured on the financial side. This includes our current home, purchased only 8 months ago in Harvey.

Throughout this time, we cannot remember once when you let us down. From go to woe (not really woe) you fulfilled your position with a minimum of fuss and helpful dialogue. We are really appreciative of your expertise, assistance, promptness and the manner in which you handled our affairs so courteously and effortlessly. We would not have accomplished our goals without your excellent advice, professionalism and patience, especially your patience.

We do not anticipate needing your many and considerable skills again, at our time in life, however it is a great comfort to know someone, such as yourself, is out there, should the need arise.

Thanks a million.
Bernie and Sandy Milne, Harvey, WA

Miners, shift workers, fly in and fly out buyers

I understand the importance of your time at home when you are in the fly in/fly out work force, and that having to run around looking for a home loan to suit your needs is not at the top of your list.

I will work the hours which suit you, am available throughout the day and evenings and even on the weekend, and am contactable via phone or email at anytime to fit in with your busy schedule.

Because I am in constant contact with real estate agents, I can organise viewing of properties at your convenience with one of the agents; you only need ask.

Once you have located your property, be it your first home or an investment property, I will collect all of the required information from you and submit the deal to the lender you have chosen, following the deal through until settlement has taken place. I will ensure all your documentation has been received and the loan has been set up correctly.

I really appreciate the service you provided for me from my first consultation and the numerous phone conversations. I look forward to working with you when I come to build my new home.
Byron Clarkson, Geraldton, WA

Geraldton customers and surrounding areas

Local to the Mid West and Coral Coast area all of my life, I enjoy assisting local borrowers to secure the right home loan. The majority of my clients are located in the following areas: Cervanties, Juiran Bay, Three Springs, Mingenew, Dongara, Geraldton, Northampton, Kalbarri, Shark Bay, Carnarvon, Exmouth, Port and South Hedland, Karratha and all along and inland from the Coral Coast.

Customers from all over Australia

Whist I am based in Geraldton, I have many clients ranging from as far north as Darwin, to as far south as Harvey and as far east as Melbourne. Distance is not a problem, I love working with the wonders of modern communication technology!

I was extremely happy with the great service provided by Colleen. Colleen was available at times that suited me outside normal working hours and was happy to fit around my day. I felt all the advice given was honest and reliable and she thoroughly checked everything out on my behalf.

Colleen showed me many variations on types of loans and lenders available, but guiding me towards the most appropriate one to fill my needs. Her advice on all matters regarding my refinancing was invaluable.
Christine Waters, Dongara, WA

Book a FREE appointment with Colleen Cruickshankclick here

  • State: Western Australia, WA
  • Broker region: North (Joondalup)
  • Suburbs: Geraldton, Dongara, Jurien Bay
  • Colleen Cruickshank provides mortgage broking services in suburbs including but not limited to: Geraldton, Dongara, Jurien Bay, Kalbarri, Carnarvon, Shark Bay,Lancelan, Three Springs, Mingenew, Leeman