Why do I need a mortgage broker?

Whether you are buying a new home or investing or thinking about refinancing your current home loan, a Loan Market mortgage broker can recommend the loan that’s right for you.

Loan Market mortgage brokers talk with the major banks and lenders everyday and are aware of all the latest offers.  Furthermore Loan Market mortgage brokers have the expertise to find the right deal by taking your personal needs to the home loan market.

A quality mortgage broker can put your home loan out to market to give you the piece of mind that you’ve been able to compare hundreds of home loans as compared to ‘pot luck’.  Just like buying any other product, shopping gives you the piece of mind you are getting one of the best deals available.

The difficulty with home loans is that they usually the most complex product anyone will buy and will have a significant impact on their financial well-being. It is very time consuming and difficult to compare all the different home loan products in the market as there are not only different interest rates, fees and requirements but with a professional mortgage broker you have an expert ‘professional financial shopper’ on your side.

To book a free appointment with a Loan Market mortgage broker click here. 

What should I expect?

When meeting with a Loan Market mortgage broker you can expect:

  • Your broker will visit you at a time and place that is convenient to you
  • Calculate your exact borrowing capacity
  • Explain all the fees and charges
  • Help to structure your loan for maximum savings and flexibility
  • A hassle free home loan approval experience
To book a free appointment with a Loan Market mortgage broker click here. 

What do I need to bring?

Below is a list of information you may need to provide when applying for your loan. Some lenders may ask for additional information on your individual situation. Your Loan Market mortgage broker will advise you what is needed as you proceed through the home loan application process.

  • 100 points ID (Passport/Drivers licence/Australian State or Territory proof of age card)
  • Last 2 pay slips
  • Last group certificate
  • Last 2 years tax returns
  • Savings statement
  • Credit card statements
To book a free appointment with a Loan Market mortgage broker click here. 

What does it cost?

Loan Market charges nothing for helping you get the right home loan!

We don’t charge you anything for using the services and tapping into the expertise of a Loan Market Home Finance Broker. A Loan Market broker is genuinely an expert on your side.

Loan Market home finance brokers get paid a commission by the lender when you receive your home loan, but we don’t charge you a fee for your appointment or for our service nor will any lender charge you an additional fee for using a mortgage broker.

To book a free appointment with a Loan Market mortgage broker click here. 

Get the pre-application checklist

When applying for a home loan you may need to provide your mortgage broker with a number of documents, the documentation you will need to provide will vary depending on the lender you select. Click here for our document checklist.

Search our Site