Mortgage Broker Sunnybank, Eight Mile Plains, Calamvale
Your wealth journey starts here. I have been in the property development and financial industry since 1998. I left a high profile career to set up this financial service business to help you create and grow wealth through smart strategies. I am passionate about creating wealth and sharing my experience and knowledge that is not typically available through brokers and lenders. My expertise and technical knowledge can help you own your house faster through proper loan structuring and selecting the right financial products for you. This will grow your wealth so you can secure your financial freedom. I provide my clients with a comprehensive and holistic financial service approach to wealth creation and management.
My Client Valued Proposition and Service Commitment
My expert knowledge will help you:
- Structure the right loan and financial strategies
- Help you own your house faster
- Build and protect your wealth
- Take control of your financial freedom
With access to a wide range of lenders and loan products I can help secure the right loan for you and achieve your financial independence. I understand everyone has different financial needs and goals, I have a team of specialists ranging from accountants to lawyers and property agents that can identify and resolve any problems and turn your financial dreams into reality.
Jenny used a holistic wealth creation approach to structure my home loan, she provided excellent after loan settlement services, showed me ways to knock off the loan and has helped me to own my house faster. I paid off my home loan within 3 years and 3 months. I have saved thousands of dollars in interest and I have more than 8 investment properties in less than 10 years with her help.
Angus Wong, Holland Park West, QLD
I can save you the time, money and effort by researching and analysing hundreds of loan types so you can make informed decisions about your financial future at no cost to you. I will also provide you with additional knowledge and tips that can assist the ongoing management of your loans, so you can get the most out of your chosen lender and loan products to own your house faster. The different loan types I offer include:
- Residential Loans - Home, Investment, Land, Construction, Debt Consolidation, Equity Release, Refinance, Low Doc, Non Confirming, Trust and Company Applicants
- Commercial Loans – Property Development Loan with no Presale requirements, Business Loan, Franchise Funding, Debtor Finance, Commercial Loan with rate starts from mid 5%
- Business Loans - Office Equipment Loan, Personal Loan, Car Loan, Manufacturer Equipment, Hire Purchase, Chattel Mortgage, Franchise Loan
- Self Managed Super Fund Loans (SMSF)
First Home Buyers
Buying your first home is an exciting experience, but there is a lot to think about. I make the home loan application process as smooth and easy as possible, so you can concentrate on finding the right home. As part of my service, I will help you to understand the types of home loans available to you and will assist you in choosing the right one for your situation. If you are eligible for the First Home Owners Grant or any state government first home buyer assistance, I will help you fill in the paperwork.
Jenny has helped my family put our finances into perspective and organized my first home loan; she has been fantastic throughout the process and made me comfortable with every aspect of the loan process. R Calabase, Wishart, QLD
Special offers for home buyers and investors: 85% LVR with no Mortgage Insurance fees, free rate lock and low rate from 5.89% - saving you over $10,600s in fees to help you move from being a renter to owning your own home.
95% Home Loan
Most banks and lenders will require a minimum deposit of 5 per cent of the value of the property you are purchasing, before they will approve you for a home loan. Depending on the lender and your individual situation, you may be able to fund your deposit from a range of sources, including genuine savings, monetary gifts, inheritances and first home buyer incentives. I can help you to secure loan with as little as 5% so you can move from renters to home ownership.
As an expatriate, I have had difficulties getting lenders to accept my foreign income and my minimum savings inAustraliauntil I met Jenny. With her professional help, I finally got my dream home for my family. Jenny has turned my dream into reality. Thank you for helping my family settle in our home vs. moving house every 12 months. John & Veronica, Logan, QLD
Home Loan Pre-approval
Home loan pre-approval is a great way to ensure you know how much you can afford to pay for a property before you even start looking. A written pre-approval can also give you an advantage when negotiating on a property with a vendor, as opposed to someone who has no pre-approval or finance in place. Home loan pre-approval is generally valid for about three months, and you only need a satisfactory valuation on the property you intend to purchase before your pre-approval can progress to a full loan approval.
Through Jenny I got an under valued property and I made more than $100K at purchase. I credit this to her advice and the pre-approval allowed me to negotiate hard with the seller. Best thing is I got this home while I am under probation. Jenny was very patient & supportive during the whole process; she showed me the way to financial freedom. Steven Chua, Robertson, QLD
Property Investment Loans
Property investment can be a smart wealth creation strategy, if you get it right. And that doesn’t just mean finding the right property – you need the right loan structure and strategy as well. Your investment loan package should be tailored to your investment strategy and goals. I work closely with your financial planner and accountant to make that happen. Whether you are an experienced property investor with a big portfolio, or just starting out with your first property, I can help you get the right investment loan for your circumstances.
With the help from Jenny and her team, I have accumulated more than 10 assets in 6 years with rental income more than my annual salary. I know I am set for my retirement and I am very happy to know I no longer need to work to fund my lifestyle and I am only 45 years old! Ms Lin, Calamvale, QLD
Jenny has taught me how to identify 'bad' and 'good' debts so now I am in control of my future and financial security knowing that I do not need to rely on the pension for my retirement is reassuring. I will recommend Jenny to all investors. Paul and Emma, Lidcomb, Sydney
Property investment is one of most rewarding wealth creation strategies once you get it right. Holding the property under the right structure can significantly enhance your financial well being - through maximizing the tax deduction, asset protection and estate planning. I have helped many business owners to structure their business and investment loans effectively so to achieve the desired outcomes.
Jenny has helped me structure my investment loans with competitive rates, fees and features to maximize my tax deductibility and loan amount. Hence I am able to grow my property portfolio and wealth faster to achieve my financial goals within the time frame I want. R Ho, Stretton, QLD
Business Community Involvement
2011 Business Award Achiever
Degree in Accountancy and Information System
Diploma in Finance and Mortgage Broking Management
Diploma in Financial Planning
I also offer the following services: Property Development Funding, Private Equity Funding, Identifying growth assets liked good quality property in a growth area, Unit trust, Cash management, International and local shares, Business Structuring and Retirement planning. Superannuation – SMSF setup and loan structuring. Insurance Services I provide to protect your hard earned wealth are: Mortgage Protection, Landlord Cover, Home and Contents, Car insurance, Income Protection, Life, Total Permanent Disability, Trauma, Business Indemnity and Commercial Insurance and Wealth Protection Review.
- State: Queensland, QLD
- Broker region: Brisbane South
- Suburbs: Sunnybank, Eight Mile Plains, Calamvale
- Jenny Oh provides mortgage broking services in suburbs including but not limited to: Calamvale, Eight Mile Plains, Holland Park West, Macgregor, Rochedale, Stretton, Sunnybank, Sunnybank Hills, Wishart, Greenslopes, Upper Mount Gravatt