Joshua Gilbert home finance broker

Josh Gilbert

  • Mobile: cell 0400 003 347
  • Phone: work 03 8530 9913
  • Fax: fax 03 8530 9901
  • Business Address: work Level 1, 77 Acland Street St Kilda, VIC 3182 Australia
  • Business Name: Smart Choice Loans Pty Ltd

Josh Gilbert

Mortgage Broker St Kilda, South Yarra, Melbourne

I became a mortgage broker to provide a hands on approach in assisting people through the process of buying a home, creating wealth and assisting others to find a better solution.

Being a broker allows me to pass on my insight and knowledge from the very beginning of the buying process right through to managing a large investment portfolio. No transaction is ever the same so this advice is paramount to home owners and potential home owners from all walks of life.

As a Loan Market broker, I have access to over 30 different lenders and 800 loan products. This provides me with great opportunity to find the most competitive home loan for your needs.

My wife and I were very happy with the service provided by Josh. He was always willing to help and provide his advice and was extremely accommodating. Purchasing a house can often be confusing, but he provided clear and concise information, which helped us greatly and we’re 100% confident that we got the best home loan on offer for our needs. We highly recommend using Josh as your mortgage broker. Ben & Kate Elix

Loan types I specialise in:

  • Home loans
  • Investment loans
  • Business loans
  • Self Managed Superannuation Funds (SMSF)

Josh was great, he guided me on the right direction and helped to make the right choices. Whereas banks just gave options but didn't say what was the right ones for me. He was easily approachable about any queries
Elizabeth Milroy

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Josh was fantastic help when we decided to refinance. He helped us seek the best loan package available to suit our needs and ultimately saved us money on both our investment property and residential property. He was a wealth of knowledge and was very thorough and efficient in getting our loan application and paperwork sorted. We will definitely use & recommend Josh’s services in the future. Dave Florance & Hollie Grima

Josh’s assistance was exceptional when I purchased my personal residence. His continual communication and follow up work resulted in a very smooth and timely purchase. In addition his rates were extremely competitive. As an accountant I now constantly refer my clients to Josh, as his work ethic and skills in the finance industry are second to none. Matthew Richardson

Achievements and Qualifications

MPA Young Gun Finalist 2013
Young Gun & Quality Young Gun of the Year, Australian Mortgage Awards Finalist 2013
Dip FS (F/MB)

Community Involvement

I am a passionate sponsor of the Victoria Fire and Rescue Services as well as Victoria Police.

Josh's knowledge of the current market and fitting this market into my circumstances to create the best outcome for me at this time was excellent - the process was very easy and settlement fast to give me 'peace of mind.'
Robyn Hepner

He explained everything in a way we could understand and didn't mind repeating again and again if we didn't. He also really knows his field passionately.
Sophie Britton

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  • State: Victoria, VIC
  • Broker region: Melbourne Central
  • Suburbs: St Kilda, South Yarra, Melbourne
  • Josh Gilbert provides mortgage broking services in suburbs including but not limited to: St Kilda, Elwood, Brighton, Port Melbourne, Middle Park, Albert Park, South Melbourne, Southbank, South Yarra, Hampton