Mortgage Broker Macedon Ranges, Bendigo
The mortgage industry is something I am very passionate about. In today's finance market, there are many lenders and products making it difficult to chose the right product for your financial needs. As a Loan Market broker, I have access to a wide panel of lenders and over 800 loan products so I am sure to find the right loan producer for each individual situation.
Getting your home loan sorted out early can ensure you are in the best position to negotiate for your home on your own terms. And while the home loan application process can seem daunting, it is often simpler than most people think. I have access to home loans from a large range of major banks and secure lenders, and I truly understand home finance in a real estate context.
Matthew was always in contact with us keeping us informed at all times made the process easier and made us more comfortable. Leigh & Leesa - Strathdale
First Home Buyers
I recognise the importance of making the right decisions and having the necessary information and tools is imperative. With this in mind, I provide detailed information educating first time buyers about the process of sourcing the right finance package to best suit their needs, along with information about the buying process.
Buying your first home is an exciting experience, but there can be a lot to think about. I make the home loan application process as smooth and easy as possible, so you can concentrate on finding the right home. As part of my service, I will help you to understand the types of home loans available to you. If you are eligible for the first home owners grant or any state government first home buyer assistance, I will help you to fill in the paperwork and will manage the application process.
Everything from A to Z was done for us, we really can't speak highly enough about this experience and will be recommending Matthew to all friends and family who are looking for a broker in the future. Leigh & Leesa - Strathdale
Home Loan Deposit
Most banks and lenders will require a minimum deposit of 5 per cent of the value of the property you are purchasing, before they will approve you for a home loan. Depending on the lender and your individual situation, you may be able to fund your deposit from a range of sources, including genuine savings, monetary gifts, inheritances and first home buyer incentives; it is important to note, however, that most lenders will require at least a portion of your deposit to come from genuine savings.
If you don't have the deposit required, you may be able to make use of family equity, also known as a limited guarantor loan. The most common form of family equity is where a family member, usually your parents, offers their existing property as security for a portion of the home loan, generally around 20 per cent.
I provide free loan health checks for anybody wanting to see if they can get a better deal. I am always looking for opportunities to save my clients money.
We needed a bridging loan but the banks weren't helpful and we were getting desperate as settlement day approached. Matt quickly cut through the banks red tape and organised just what we wanted with minimal fuss and in good time. Ray & Susannah - Kyneton
Are bills becoming a bit too much? How about rolling all of them into one easy repayment? I specialise in helping clients reduce their monthly commitments to take the pressure off their finances.
Looking to purchase an investment property but don't know where to start? I will assist you in accessing equity you might have in the form of an existing property for a no-deposit purchase of an investment property, thus maximising any potential tax benefits you might be entitled to relating to your loan.
Property investment can be a smart wealth creation strategy, if you get it right. And that doesn't just mean finding the right property.
The stresses associated with the investment property process were reduced significantly due to the professionalism and service provided by Matt and his team. Michael & Julie - Woodend
Self Employed and Commercial Loans
Sometimes it can be difficult for self employed clients to source finance as each lender will have different ways of assessing self employed income. I Have extensive knowledge in reading and assessing financial reports and can assist in sourcing which lenders are more likely to approve a loan.
- Broker region: Regional Victoria
- Suburbs: Macedon Ranges, Bendigo
- Matt Roulston provides mortgage broking services in suburbs including but not limited to: Woodend, Kyneton, Castlemaine, Kangaroo Flats, Golden Square, Maidengully, Epson, Eagle Hawk , Strathdale, Kennington