Mortgage Broker Torquay, Geelong, Ocean Grove
- Most Improved Broker VIC/TAS 2010
- High Achiever 2011 and 2010
- Best New Broker in a Ray White Office - VIC/TAS 2009
With over a decade of experience in the financial services industry, I understand the importance of getting the right home loan for the right situation. A home loan is one of life's biggest decisions so it pays to make sure you get the best finance package available.
I can help with:
- First home buyers
- Commercial properties
- Investment loans
- Debt consolidation loans
- Construction loans
- Lo Doc and No Doc loans, Self-employed
- No deposit home loans
- Non conforming loans (e.g. adverse credit history)
Customers and Loans
Arranging finance can be time consuming, not to mention daunting, given the number and range of home loan products available. I take the hassle out of doing it yourself, by doing all the leg work and presenting only the best finance package/packages for your situation from our large range of major banks and secure mortgage lenders. I handle the process from beginning to end, starting with your initial consultation and taking you right through until settlement on your home loan is completed. I will meet you at a time and place convenient to you, to ensure the process flows as smoothly as possible. I believe having one point of contact gives you peace of mind and allows you to get on with your regular day-to-day responsibilities.
I also provide free property value reports from around Australia, through RP Data. This is powerful information that provides you with the knowledge you need to be fully aware of the property market.
Home Loan Pre-approvals
Whether you are buying your first home, an investment property or a new home, it's important to obtain a home loan pre-approval. A home loan pre-approval lets you know how much you will be able to borrow and will help you set your budget. A home loan pre-approval is similar to full finance approval except that the property you intend to purchase has not yet been determined. It gives you clear guidelines on how much money you have to work with.
First Home Buyers
I have a history of writing quality home loans with competitive interest rates for first home buyers. I understand that this will be one of the biggest decisions you've made in your life to date, so I will take you through the process thoroughly to ensure you understand every aspect of your home loan. By the end of our first consultation you will know how financial institutions and interest rates operate in conjunction with one another and how you can use this to your advantage.
The home loan market is always changing, so sometimes it will be in your best interest to refinance your mortgage. I will help you to find the right home loan for your circumstances, which will often mean that you save thousands of dollars in interest off your loan.
MFAA (Mortgage & Finance Association of Australia)
COSL (Credit Ombudsman Service Limited)
WIMBN (Women in Mortgage Business Network)
I work in the Geelong region including Newtown, Drumcondra, Geelong West, East Geelong, South Geelong, Belmont, Highton, Grovedale and also service clients in the Surf Coast, Bellarine Peninsula, country Victoria, Melbourne and surrounding suburbs.
Sarah, just wanted to let you know that we are settling into our lovely new home and we'd like to thank you so much for all that you did for us and your help and commitment. Karen, VIC
Sarah was brilliant! She took all the fuss and stress out of obtaining a better deal on our mortgage. All we had to do was supply our documentation and she did the rest - finding the best deal for our situation, dealing with the banks, following up etc, etc. If you need a loan, I would highly recommend contacting Sarah. She is consistently upbeat, professional, and has a completely attitude. Thanks Sarah! Chris, VIC
Thanks so much for all your help Sarah. You made the process so easy - from beginning to end. You were always there to answer any questions that I had, were prompt, efficient AND you came up with a fantastic deal. There's no way I could have done this myself. You're a true professional. Peter, Jan Juc, VIC
- State: Victoria, VIC
- Broker region: Regional Victoria
- Suburbs: Torquay, Geelong, Ocean Grove
- Sarah Thomson provides mortgage broking services in suburbs including but not limited to: Torquay, Anglesea, Ocean Grove, Barwon Heads, Queenscliff, Point Lonsdale, Geelong area, Melbourne