Mortgage Broker The Gap, New Farm, Fortitude Valley
High Achiever - 2008-2009
The most important thing to do when looking for a home loan is to truly spend the time to understand your needs and wants before completing a home loan application. Whether it takes five minutes or five years, it's worth it. As the saying goes, "A stitch in time saves nine", and that's definitely true when it comes to your finance.
The best advice I can give someone looking for finance is to deal with a broker you like and trust, whether it be me or somebody else. It is critical to align yourself with a broker you can work with during the finance process.
Experience the difference of dealing with a professional mortgage broker
I pride myself on making the lending process easy for my clients. With over 20 years experience in finance and a member of the Loan Market's elite group of brokers, I am passionate about meeting client's expectations. I am a Chartered Accountant and also a member of the Top 100 brokers in Australia in 2007 as conducted by mortgage industry leading magazine, MPA. I have successfully funded almost $150 million in lending in a little over 3 years.
We would like to express our thanks for your help recently in purchasing our house at Geebung Terry. The advice and guidance that you provided to us during this arduous process was professional, unbiased and realistic in relation to our needs. Your service was excellent and we were very appreciative of your assistance throughout the application process. We have referred your name to others and have no hesitation to contact you regarding any future assistance that we may require.
Genevieve D and Kathrin S, Geebung
First home buyers
I specialise in dealing with first home buyers and have helped hundreds of applicants into their first home. First home buyers require special attention and the dedication to explain the process thoroughly - probably more than once.
Reassurance can help remove the nerves and make the process much easier, so I don't mind if you ask me the same thing more than once. Communication is also essential for keeping your application on track, both with you and the lender; I keep in touch so regularly throughout the process you'll probably talk to me more than your Mum!
For me, first home buyers are the best, they're so full of enthusiasm and excitement at the prospect of owning their first place. Being there to provide assistance and ultimately ensure your needs are met is never a chore.
Thank you so much Terry for all your help with the loan details. From when we first started looking to buy to finding our home and to what will be beyond. I am very sorry that this thank you is late (no excuse - will blame the children!) It was a pleasure to meet you. You are the epitome of great customer service and along with the knowledge you have we will not hesitate to refer others to you. A very big thank you Terry. May happiness always be part of your life.
John and Jodette G, The Gap
A lot of past clients find that property investment is a good financial decision for them and come to me to make it happen. Ensuring that your financing costs are kept to a minimum is my priority and I find that my accounting background really helps me bring the right finance package together. Property investment is often an unemotional decision for investors. This doesn't mean that you shouldn't care about the investor, it just means that you have to understand risk and return.
Of the several mortgage brokers I have dealt with your attitude and professionalism were second to none. Your attention to detail and enthusiasm made what could have been a long arduous experience quick and trouble free. I highly recommend any one looking for finance and I know when I need to refinance I will be back to The Loan Market.
Paul G, New Farm
Migrants to Australia
Many new arrivals in Australia have had to process a lot of new information about their new country and purchasing property is often quite different to their home country too. Finance is an important part of that, but I also believe no one should purchase property without an understanding of the marketplace they are getting into, so I always refer anyone needing assistance to a good real estate agent.
On the finance side, the knowledge of a mortgage broker can help you to navigate the local lender requirements and find the right home loan in your new country. Many new arrivals also don't know they may qualify for special discounts on some home loan costs.
Many brokers are afraid of dealing with self-employed people and in many cases place them into a loan that is too costly. My background in accounting means I truly understand the financial affairs of business clients and use this knowledge to ensure that the most suitable product is achieved for your business purchase. I can also assist with your commercial finance.
Just a quick little note to say a big thank you for all your help in our recent purchase Terry. YOU ARE A STAR!!
Renato and Chrissy B, Morningside
Brisbane Inner North customers
Paddington, Ashgrove, The Gap, New Farm, Newstead, Tenneriffe, Brisbane City, St Lucia, Red Hill, Tarragindi.
Bachelor of Business - Accountancy
Chartered Accountant -Member of the Institute of Chartered Accountants
I liaise closely with accountants and financial planners to keep up with trends in business and finance as well as in home loans.
PS Conveyancing Connection
Level 4 359 Queen Street
Brisbane QLD 4000
Contact Paul Siemon 07 3229 1445
Real Estate Agents
Ray White Paddington
181 Given Terrace
Paddington QLD 4064
Contact George Hadgelias 07 3369 6488
Ray White Ashgrove/ The Gap
11/486 Waterworks Road
Ashgrove QLD 4060
Contact George Hadgelias 07 3366 4033
Ray White New Farm
599 Brunswick Street
New Farm QLD 4005
Contact: Haesley Cush 07 3254 1022
I wanted to take the opportunity to thank you Terry for organising the finance for my recent property purchase. You went over and above the call of duty to arrange a product that best suited my changing needs in such a short period of time. I was particularly impressed with your professional and approachable attitude, not to mention you being one of the rare people that actually returns phone call promptly! You made the financing of my new property a very easy part of the process for which I am very grateful. I wish you all the success in the future and will no doubt be utilizing your services again when it is time to buy another property. All the best!
Jason H , Paddington
- Broker region: Brisbane North
- Suburbs: The Gap, New Farm, Fortitude Valley
- Terry Christo provides mortgage broking services in suburbs including but not limited to: The Gap, New Farm, Fortitude Valley, Paddington, Ashgrove, Newstead, Tenneriffe, Brisbane City, St Lucia, Red Hill, Tarragindi