Three Things Not To Forget When Buying A Home
Home buyers have a million things to keep in mind when sorting out their home finance and viewing properties, so here is a quick checklist of three important things that you shouldn't forget about!
Get your finance approved
Getting home loan pre approval can give you the peace of mind to shop around for a house with the confidence of knowing how much money you have to work with.
You will also be able to bid at auctions where pre approval is a prerequisite.
One of the best ways of ensuring the quality of a property you intend to buy is by having a professional building inspector check it for you.
This way you can find out if there are any hidden defects, and in the case that there are repairs required, you can make a decision about whether to proceed or not.
Land transfer tax
Land transfer tax, also called stamp duty, must be paid by anyone who purchases land or property in Australia.
Many states offer concessions on this duty to certain eligible buyers, so be sure to check the state's land transfer discount conditions.
To get more detailed information on your situation, talk to a Loan Market mortgage broker today.Tags: home loan pre-approval, mortgage broker, Stamp Duty