Mortgage Broker Perth Hills, Gosnells, South Perth
With more than 5 years experience in the finance and banking industry and as a qualified Finance Broker I am able to draw on my experience in the home and investment loan fields to assist home buyers and investors with home loan solutions.
Loan types I specialise in:
- Home loans
- Investment loans
- Car loans
- Construction loans
- Personal loans
Home Loans in Perth
Just like every house is different, so are home loans. Just because you can’t get a loan with one lender, it doesn’t mean that you can’t get one with another. With access to over 30 banks and lenders, and over 600 different loan products, I can help you find the right loan for you.
Home loan applications can seem quite daunting. Add to that the task of finding the right loan, and I understand why taking on a mortgage is described as one of the top 20 most stressful events. Let me take that stress out of the equation so that all you need to concern yourself with is making that house your home.
Home Loans in the Perth Hills
Having lived in the hills region for a number of years, I understand hills living and the attraction to living in the hills. Let me establish the connection between your situation and lifestyle, and the banks’ lending criteria. Plus you’ve got the added knowledge that you’re dealing with a local.
First Home Buyers in Perth
You’re thinking of buying your first home. Wow, that's exciting!
Then you start looking into finding the right house, getting a home loan, raising enough deposit, are you eligible for the First Home Owners Grant, and so on and so on. All of a sudden, the prospect doesn’t seem so exciting.
I make the home loan application process as smooth and easy as possible, so you can concentrate on finding the right home. As part of my service, I will help you to understand the types of home loans available to you and will assist you in choosing the right one for your situation. It's important that we go through all the potential home loan solutions out there for you, and ensure you're armed with the required information to make the correct decision.
If you are eligible for the First Home Owners Grant or any state government first home buyer assistance, I will help you fill in the paperwork.
I will work with your real estate and settlement agents to ensure your first home buying experience is as stress free as possible. Alternatively, if you are not ready to buy just yet, I can help you get your savings on track and create a budget so you can buy your home sooner.
Home Loans Pre-approval
Before you start looking for your new home, wouldn’t it be great to know exactly how much you can afford? Shop with confidence for your dream home knowing that your finance is conditionally pre-approved.
A written pre-approval can also give you an advantage when negotiating on a property with a vendor, as opposed to someone who has no pre-approval or finance in place. A home loan pre-approval is generally valid for about three months, and you will still need a satisfactory valuation on the property you intend to purchase before your pre-approval can progress to a full loan approval.
Refinancing your mortgage is something that takes careful consideration. The most important thing to look at is, will refinancing place you in a better position than you would be if you stuck with your current loan? I can go through the sums with you to show you the costs involved in changing home loans, as well as your projected costs over a set timeframe for both your current and proposed home loans. And if you decide that refinancing is the right move for you, I will help you complete all the necessary paperwork to make the change.
Taking out a home loan can be one of the largest financial decisions that you make in your life, and you may be about to hand that process over to someone that you know nothing about. So, it is only fair that I tell you a little about me.
I am married with two beautiful children, and for me, they are what life is all about.
I have more than 5 years in the finance industry and am a qualified Finance Broker. However, I also have a diverse background with life experiences from many different fields.
I was a small business owner for a number of years, as well as being a teacher and a professional dancer.
This diversity has enabled me to understand and appreciate the different stages of person’s life, as well as the different experiences and situations that they may be in.
I bring this understanding and commitment to you as a client. I care about my clients and their needs, and will spend the time with you to understand your situation so that I can find the best solution for you.
I am passionate about customer service, and always strive to provide the level of service and professionalism that I would love to receive myself. You always hear people talking about the level of service that they expect, rather than what they would like to receive. There is a difference. When I go into a number of fast food outlets, I don’t expect the service level to be very high. I would love to receive great service, but I don’t expect it. So what I expect and what I would love to receive are two different things. That is why I always strive to provide the service that I would love to receive.
If you are going to hand over all your personal and financial details to a finance professional who you know nothing about, why not try one who is prepared to give some back.
- State: Western Australia, WA
- Broker region: South Metro
- Suburbs: Perth Hills, Gosnells, South Perth
- Trevor Ghouse provides mortgage broking services in suburbs including but not limited to: Perth Hills, Gosnells, South Perth, Midland, Mundaring, Darlington, Glen Forrest, Parkerville, Guildford, Stoneville