Mortgage Broker East Brisbane, Mt Gravatt, Camp Hill
After a career of more than 15 years in lending with a major Australian bank, I established my mortgage brokerage in 2006 and haven't looked back.
I have experience in a broad range of lending requirements including home and investment loans, finance for small business for expansion or buildings and assisting with retirement goals with Self Managed Super Fund lending.
My goal is to help as many people as possible achieve the goals they have around purchasing property for their family’s security or their businesses growth.
Because not all situations fit a set loan perfectly, my role and key skill as your mortgage broker is to totally understand your situation and present the appropriate loan structure to your lender to achieve a good outcome for all parties. That is what a good broker should be doing for you and what helps you get not only get a loan, but get the right loan.
The Secret of a Good Loan
The secret to finding a good loan is to look at the entire loan package including policy requirements of the lender, and not just focus on the interest rate. Interest rates are only one part of the overall offering with a loan. The right loan and lender needs to both service your current need and be able to help achieve all your future goals. A good mortgage broker will oversee and coordinate your lending across one or more lenders, depending on your situation and requirements, whether it be your home loan, investment loans, business loans or commercial loan.. They will make sure you have a good deal for each situation and that your overall loan situation is working for you as hard as it can. It isn't just about getting your loans approved in the first instance, it is also about helping you manage your finances ongoing for the most efficient outcome. This means taking into account possible work promotions, development of investment portfolios, time off to build a family, changing work circumstances, starting a business or even retiring.
Owner Occupiers - Investor
I am passionate about helping clients reach their property purchase goals, both for owner occupiers and investment purchases. I particularly enjoy helping first home buyers to purchase their first home and assisting current homeowners upgrade to their dream property or to start on an investment portfolio.
If you are an investor, I can assist with both residential and commercial property investments, and will work with you to build your property investment portfolio with the most effective investment loan package for your goals.
Trevor, thank you so very much for all your help. Please find attached our cover letter for insurance.
You have made this experience stress free and a delight. Thanks again, have a wonderful day.
Julie Taylor and Stuart Rowley, Brisbane
Self Managed Superannuation Fund (SMSF) Borrowing
Recent legislation changes have allowed Self Managed Super Funds to enter into arrangements to purchase both residential and commercial properties with borrowed funds. I have arranged several loans for clients looking to take advantage of this opportunity; the key is working closely with their accountants and financial advisors to ensure compliance and excellent outcomes.
Business Loans and Franchise Lending
My depth of experience in the banking arena coupled with my own personal experience in owning and operating a franchise business, gives me good insight into what areas are of concern for self employed clients. This experience also helps with translating the needs of the client into a match with what products and services the banks are prepared to offer in this post GFC environment.
Being a small business owner myself gives me insights into the needs of small to medium business operators and the challenges they face to secure business finance. Business finance is generally split into two main categories: start up and expansion/construction of an established business. A start-up business will generally be required to secure their business loan with a security property, either residential or commercial. Once a business is established, there may be options available that do not require security property. Whatever your situation - start up or ongoing, I understand the different stages in a business's lending life and will work with you to find solutions for your specific situation.
If you are considering purchasing a franchise, the funding options available to you are improving every day, for both buying a single franchise of building a chain of franchise outlets. Franchise funding options from major banks and secure lenders can be quite competitive and the reliance on mortgage security is often much lower than a standard business loan. Franchise funding is a specialised area, so using a good broker is increasingly important to secure a good loan deal.
I really appreciated the time you spent, giving me clear options and guidelines for moving forward. The fear factor has greatly reduced on my behalf and I am actually confident that moving forward by purchasing a property is not only realistic, but achievable in my immediate future. Given your innate ability to inform and empower your client base, I most definitely will be in contact once I have tidied up some loose strings as recommended by you. Ish
Commercial Property Transactions
This is an area more investors are looking at to diversify their portfolio, so if its another property for future wealth or a roof overhead for your own business, I can help locate financing solutions.
Commercial property can be particularly appealing to small business owners wanting to get out of the rent cycle and purchase a small office building. They are also suitable for anyone looking for an alternative investment medium providing higher returns than residential investments.
Brisbane South Customers
I work with customers across Carina Heights, Carindale, Carina, Camp Hill, Cooparoo, Cannon Hill, Murrarie, Chandler, Gumdale, Belmont, Wishart, Mansfiled, and Mt Gravatt. I will also travel to clients all over Brisbane, east to Bayside, west to Ipswich and south to the Gold Coast.
The reason that we work with Trevor Taylor is that we know we will always receive personalised service, competitive pricing, high quality products and excellent rates. Needless to say, Trevor has helped make our goals more attainable.
Another advantage that we have is that Trevor understands our goals and what we are trying to achieve. He has been working cooperatively with us to attain our goals and have maintained an exceptional level of communication and service along the way.
I strongly recommend Trevor to anyone who is not only looking for a financials broker, but to anyone who is looking for a partner in their business and financial future. Brett & Robyn, Brisbane
- State: Queensland, QLD
- Broker region: Brisbane East
- Suburbs: East Brisbane, Mt Gravatt, Camp Hill
- Trevor Taylor provides mortgage broking services in suburbs including but not limited to: Carina Heights, Bayside Suburbs, Carina, Camp Hill, Coorparoo, Cannon Hill, Murrarie, Chandler, Gumdale, Belmont, Wishart, Mansfield, Mt Gravatt