What to bring to your appointment

Here’s a few things to bring along to get the most out of meeting your broker:

  • Your most recent Group Certificate, or if you’re self-employed, your last two full tax returns, assessment notices and financial statements

  • Your two most recent payslips (computer generated with both your name and your employee’s name)

  • Evidence of any other income including family allowances or rental income statements

  • Your most recent statements for any credit cards, personal loans and car loans
  • Proof of identity documents including your drivers licence and passport or birth certificate

Depending on your situation, you may also need some extra documents:

Purchasing property?

  • Statements showing six months worth of savings

  • Evidence of shares or other investments

  • Rates notice on any properties you own

  • Copy of deposit receipt paid to your real estate agent (if applicable)

  • A copy of the purchase contract receipt paid to your real state agent (if applicable)
  • A copy of the purchase contract for the property you are buying

  • A copy of the sales contact for your existing property, if the deposit is to come from the sale of an existing property
  • A statutory declaration (if any part of the deposit is a gift), stating the amount of the gift and that it is non-repayable

Refinancing?

  • Your last six months statements for your existing mortgage and for any other debts to be refinanced

  • Your most recent paid council rates notice

Investing?

  • A copy of the rental appraisal for the property

Building?

  • A copy of the plan, specifications and builder’s fixed price tender (if available) including builders licence number, insurance, and council approved plans